News · Insurance & risk
Cargo Theft Survey: Identity Fraud Leads, Few Have a Plan
Cargo theft survey: 55% point to identity fraud like fake pickups, and only 26% have a written response plan. Simple steps for a small fleet.
Questions about how this affects your trucks? Talk to a licensed agent who ran his own authority.
What happened
A new cargo theft survey shows how thieves work now. They do not always break a lock. Many times they just pretend to be someone else.
The Trucker reported the numbers on Oct. 9, 2026. The survey comes from Tive, a company that sells shipment tracking technology. Tive asked 442 leaders in transportation, supply chain and security. A little more than half work in North America.
Here is what they said:
- 55% pointed to identity fraud. That means fake pickups and fake credentials.
- 30% named fake identities made with AI (artificial intelligence).
- 24% pointed to physical theft: cut seals, break-ins or hijackings.
The survey also found weak spots. Only 26% have a written plan for what to do when a load is stolen. Only 20% have a set way to work with police.
Speed matters. Among companies that watch their loads actively, 45% got back more than half of the stolen cargo. Among those that only watch passively, it was 30%.
About one in three said a single theft costs at least $100,000.
What it means for owner-operators
These are big-company answers. But the lesson fits a one-truck business too. The thief's best tool today is a good story: a copied carrier name, a fake email, a driver who shows up with the right load number.
Keep one thing in mind. Tive sells tracking tools, so it has a reason to talk about monitoring. Still, the basic point is hard to argue with: the faster you notice and call, the better the chance of getting the load back.
A stolen load can mean a cargo claim, a fight with the broker and days off the road. Cargo policies do not all treat a fake pickup the same way. Read yours before you need it.
What to do next
- Write a one-page plan. Who do you call first? Police, broker, your insurance agent. Keep the numbers in the truck.
- Check who you are dealing with. Call the broker on the number from their official website, not the one in the email.
- Never hand off a load to another truck because of a text or a call alone.
- Guard your own identity. Check your FMCSA record often so nobody uses your DOT number.
- Know where your trailer is. A simple tracker and a quick call to police save hours.
- Know your coverage. Read our guide on cargo theft and fraud in 2026 and our trucking insurance coverage guide.
Original report
Written by TCZ Insurance Agency in our own words. Read the original for the full story.