Trucking

Trucking insurance from someone who ran trucks

New authority, small fleet or cross-border operation — the coverage, the filings and the certificates, handled by an agent who has been on your side of the desk.

Get a quote Call (956) 526-6727

Coverage

Auto liability

The coverage the law requires, with your BMC-91X filed with FMCSA.

Motor truck cargo

For the freight you haul, including reefer breakdown where you need it.

Physical damage

Collision and comprehensive for your own tractors and trailers.

Non-trucking liability

For leased owner-operators when they are not under dispatch.

Trailer interchange

For trailers you pull under an interchange agreement.

General liability

For claims that don't come from driving — your yard, your customers' docks.

Occupational accident & workers' comp

For drivers and employees, as your contracts require.

Certificates, same day

COIs for brokers and shippers, without waiting on a call center.

Coverage is subject to underwriting and to the insurance companies we represent. Many trucking and specialty risks are placed with surplus lines insurers, which are not backed by the Texas guaranty fund.

Who we work with

New authorities in their first 18 months
Owner-operators, leased or under their own MC
Small fleets, 1 to 25 power units
Carriers crossing at Laredo

Trucking guides

Plain answers, checked against the regulations.

The new authority filing guideEvery registration a new motor carrier makes, in order — free.How to check a freight broker before you haul the loadFive minutes of checking before you accept a load: broker authority, the $75,000 bond, contact details, and what the 2026 Montgomery decision changes for carriers.The roadside English check: how it works and what happens if a driver failsHow the two-part roadside English check works, what out-of-service means for the load, and why the border commercial-zone exemption follows the trip, not the driver.The new entrant safety audit: what they check and what fails you automaticallyWhat FMCSA looks at in a new carrier's safety audit, the 16 violations that fail it automatically, and the deadlines if you do fail.Trucking insurance, coverage by coverageAuto liability, cargo, physical damage, non-trucking liability, trailer interchange and more: what each coverage does, what the federal minimum is, and what is only a contract requirement.

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Tell us what you need. We reply within one business day.