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Trucking insurance and permits, made simple

Plain-English guides for owner-operators and small fleets: coverage, filings, costs and what to do next.

October 23, 2026 · Insurance & riskHow to add a truck to your insurance policy, or take one offAdd a truck to your insurance policy the right way: why each unit is listed by VIN, what to send your agent, lenders, COIs and selling the old truck.October 23, 2026 · Insurance & riskHazmat trucking insurance requirements: the federal minimumsHazmat trucking insurance requirements explained: the $750,000, $1 million and $5 million federal liability minimums, and what to check before you book a load.October 23, 2026 · Insurance & riskPollution insurance for trucking: who pays after a fuel spillPollution insurance for trucking in plain words: why a wreck can bring a cleanup bill, what to ask about your policy and what hazmat haulers should check.October 23, 2026 · Insurance & riskStaged accident truck scam: how it works and how to protect yourselfA staged accident truck scam is a crash set up on purpose to blame an 18-wheeler. Learn the common setups and the steps that protect you and your claim.October 23, 2026 · Insurance & riskSemi truck theft prevention: protect the tractor, not just the loadSemi truck theft prevention tips: where to park, which locks help, what to keep out of sight and what to have ready if your tractor is stolen.October 23, 2026 · Insurance & riskWorkers comp for trucking companies in Texas: what to knowWorkers comp for trucking companies in Texas: why it is a choice here, what a non-subscriber must file and tell employees, and questions to ask before you hire.October 16, 2026 · Insurance & riskExcess liability insurance for trucking: limits above primaryExcess liability insurance for trucking explained: what it is, how it sits on top of your primary policy and what to check in a contract.October 16, 2026 · Insurance & riskGap insurance for semi trucks: when you owe more than it paysGap insurance for semi trucks explained: why a total loss can leave a loan balance, what gap coverage is for and what to ask before you sign.October 16, 2026 · Insurance & riskHired and non-owned auto insurance trucking: rented trucksHired and non-owned auto insurance trucking basics: what it is for, how it differs from your scheduled trucks and what to ask before you rent.October 16, 2026 · Insurance & riskLoss payee on truck insurance: why your lender is on the policyLoss payee on truck insurance explained: why a lender asks to be named, how a claim payment flows and how to get the name and address right.October 16, 2026 · Insurance & riskTruck towing and storage coverage: the bills after a wreckTruck towing and storage coverage: the tow, the storage yard and the cleanup after a wreck, what to check on your policy and how to act fast.October 16, 2026 · Insurance & riskTruck insurance deductible: what you pay first on a claimTruck insurance deductible explained: what it is, which coverages usually have one, how it works in a claim and what to check on your policy.October 9, 2026 · Insurance & riskAdditional insured vs certificate holder: what brokers really ask forAdditional insured vs certificate holder explained for truckers: what each one means on a COI, why it matters and how to handle the request fast.October 9, 2026 · Insurance & riskCargo insurance exclusions: what your policy may not coverCargo insurance exclusions to look for before you accept a load: excluded freight, unattended trucks, theft conditions and more.October 9, 2026 · Insurance & riskHotshot truck insurance: why your pickup needs commercial coverageHotshot truck insurance basics: why a personal auto policy is not built for hauling for pay, the federal liability minimum and what to ask.October 9, 2026 · Insurance & riskTruck liability insurance limits: $750,000 minimum vs what brokers askTruck liability insurance limits explained: the $750,000 federal minimum, why many brokers ask for more, and how to pick your limit.October 9, 2026 · Insurance & riskStated value truck insurance: what the number on your policy meansStated value truck insurance explained: what the number means, how to set a realistic value and when to update it on your physical damage policy.October 9, 2026 · Insurance & riskUninsured motorist coverage for trucks in Texas: did you reject it?Uninsured motorist coverage for trucks in Texas stays on your policy unless you reject it in writing. Learn what it does and how to check.October 9, 2026 · Insurance & riskWinter driving tips for truckers heading north from TexasWinter driving tips for truckers: what 49 CFR 392.14 requires in bad weather, how to prep your truck and how to lower your crash and claim risk.October 2, 2026 · Insurance & riskAdd a Driver to Truck Insurance Before They DriveHow to add a driver to truck insurance: what your insurer asks for, the steps before a new driver drives and mistakes to avoid.